Loans & financing

Price Table Financing Calculator

The Price Table is the most common financing method in Brazil: installments stay fixed, but the interest/principal split changes each month.

How we calculate

The installment is calculated to stay constant. Early on, most of it is interest; over time, the principal share grows.

PMT is the installment value, PV is the financed (present) value, i is the periodic rate, and n is the number of installments.

PMT = PV × i / (1 − (1 + i)⁻ⁿ)

A R$ 10,000 loan at 1% monthly over 12 installments results in payments of about R$ 888.49 each.

Check the amortization table to see how much of each payment was interest versus principal.

Assumes a fixed rate and does not include fees, insurance or other costs that make up the total cost of credit.

What's the difference between Price Table and SAC?

In Price, installments are fixed and principal share grows. In SAC, principal is fixed and installments shrink over time.

Loans & financing

Simulate fixed installments of a personal loan.

Converters & indicators

Convert interest rates between monthly and annual using compound equivalence.

Methodology last reviewed: July 15, 2026

This result is an estimate and may not reflect every particularity of your situation.